Apply For A Same Day Cash Loan Online - Instant Decision
Hundreds of thousands of homeowners have trusted ooba Home Loans with their dream of home ownership, making them South Africa’s leading experts in home loans. They offer an efficient, user-friendly process to help you secure the best deal on your home loan.
How Much Can You Afford?
Calculate Your Home Loan Amount: Use ooba’s online calculator to determine the amount you qualify for.
Get Pre-Approved Now: Check your credit score and find out what home loan you can afford.
Apply for a Home Loan: ooba gets multiple banks to quote, ensuring you get the best rate.
Collaborating with Leading Banks
ooba works with all the major banks to secure your home loan:
- ABSA
- First National Bank
- Nedbank
- Standard Bank
- Investec
- Rand Merchant Bank
- Ithala Bank
- Housing Investment Partners
- Sentinel Homes
Start Your Home Loan Application Today
Online or Expert Assistance: Apply online or speak to an expert to get started.
3 Easy Steps to Owning Your Own Home
- Get Pre-Approved: A pre-approved certificate establishes your credit rating and provides an accurate indication of how much you can afford.
- Find a Home: With your pre-approval certificate, you can confidently search for properties within your budget.
- Get the Best Bond: ooba gathers multiple quotes from various banks, including your own, allowing you to choose the best offer.
Why Choose ooba?
Higher Approval Rates: By using ooba, you are more likely to get your home loan approved than by applying to a single bank.
- Single Application: Complete one application form, which can be submitted to all banks.
- Multiple Quotes: Receive multiple quotes to compare.
- Negotiation: ooba negotiates rates and terms where necessary.
- Zero Deposit Bonds: Assistance in securing a zero deposit bond if required.
- Free Service: ooba’s services are free with zero obligation.
Frequently Asked Questions
Can I get a home loan without a deposit? Yes, all major banks are offering 100% loans, subject to certain qualifying criteria.
Why should I get pre-approved? A pre-approved certificate establishes your credit rating and gives you an accurate indication of how much you can afford.
I have been pre-approved, will the bank guarantee this money? While not an absolute guarantee, 85% of all home loan applications with a pre-approved certificate are approved.
What does a credit check include? A thorough analysis of your credit history, including your credit score, determined by the frequency of payments of your retail accounts.
Contact Us
ooba’s team of experts has decades of experience helping South Africans own their homes. Contact them for more information or assistance.
Home Loan Enquiries: 0860 00 66 22
Insurance Enquiries: 0860 00 66 22
Head Office: 8th Floor, ooba House 33 Bree Street Cape Town
Postal Address: PO Box 1535 Cape Town 8000
For more information, visit ooba Home Loans.
