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Looking for a car, bakkie, or van but worried about a credit check or upfront deposit? Rent-to-Own (RTO) might be the perfect solution! This guide provides all the information you need to get on the road quickly and easily in South Africa.
What is Rent-to-Own?
RTO allows you to drive a car while owning it progressively over a set period. You make regular payments, and at the end of the term, you have the option to purchase the vehicle for a predetermined price.
Benefits of RTO
- No Credit Check: Many RTO programs don’t require a credit check, making them ideal for those with limited credit history or blacklisting.
- Drive Now, Pay Later: Get on the road faster without a large upfront deposit (some programs offer zero deposit!).
- Flexible Ownership: You have the freedom to buy the car at any point during the rental period or simply return it at the end of the term.
- Nationwide Options: Large dealership networks ensure you can find a car that suits your needs and budget.
- Tailored Rentals: Choose rental periods ranging from 3 to 12 months with weekly or monthly payments.
- Peace of Mind: Most programs include road tax and basic maintenance during the rental period.
Finding the Right RTO Deal
Several RTO providers operate in South Africa, including:
- Nationwide options
- Gauteng-based dealerships
- Programs specifically designed for Uber drivers
Search Considerations
- Car Type: Sedans, SUVs, bakkies, vans – find the vehicle that fits your lifestyle.
- Rental Price: Compare costs across different providers.
- Rental Period: Choose a term that suits your needs and budget.
- Buyout Option: Understand the final purchase price for the vehicle.
- Deposit Requirement: See if a no-deposit option is available.
Cities with RTO options
This guide covers popular areas like Johannesburg, Pretoria, Cape Town, and Durban.pen_spark
