Apply For A Same Day Cash Loan Online - Instant Decision
Cash Loans and Payday Loans in Howick are providing a vital financial safety net for residents navigating unexpected expenses or short-term cash flow problems. Whether you’re based in central Howick, Howick West, or Mpophomeni, there are registered credit providers in town offering quick access to credit.
These loans are ideal for emergency costs, school fees, transport repairs, or even groceries when things are tight. Many providers offer same-day approval with simple documentation requirements.
Types of Loans Available in Howick
Payday Loans
Short-term loans usually repaid on your next payday. These are best for urgent needs like medical costs or fuel.
Cash Loans
Longer repayment periods and larger amounts than payday loans. Ideal for covering bigger expenses over one to six months.
Each loan application is subject to affordability checks and compliance with South Africa’s National Credit Act.
Registered Loan Providers in Howick
Below are lenders officially registered with the National Credit Regulator (NCR), offering credit solutions in Howick and surrounding areas:
| Business Name | Phone | Address |
|---|---|---|
| Howick Pawnbrokers (Pty) Ltd | 083 232 6568 | 28 Main Street, Howick 3290 |
| Slik Cash Loan (Pty) Ltd | 060 478 6808 | Cnr Somme & Bell Street, Howick 3290 |
| Solarsync (RF) (Pty) Ltd | 033 330 3820 | 82 Main Street, Howick 3290 |
| Mr Skei (Pty) Ltd | 068 028 7913 | 2781 Malomela Road, Howick West, Howick 3291 |
| Asiziphanga Cash Loans (Pty) Ltd | 072 506 2379 | C1102 Japan Section, Mpophomeni Merrivale, Howick 3291 |
| Emafuzeni Cash Loans (Pty) Ltd | 063 211 5667 | 890 Cosmo Road, Howick West 3290 |
| Midlands Energy Solutions – Rapid Cash | 083 659 2004 | 08 Park Road, Howick 3290 |
| Shi Nian (Pty) Ltd – Ten-Year Cash Loan | 063 502 7055 | Shop 8, Howick Centre, Cnr Harvard & Somme Streets, Howick |
| D and C Finance (Pty) Ltd | 083 799 2999 | Erf 3419, St John’s Village, Karkloof Road, Howick 3290 |
What You’ll Need to Apply
Most lenders in Howick require the following:
- SA ID document or valid permit
- 3 months’ bank statements
- Recent payslip or proof of income
- Proof of residence (e.g. municipal bill)
- Active cellphone number
Some lenders also accept SASSA grant recipients and self-employed applicants.
Borrow Smart in Howick
When applying for a loan, always confirm that your lender is registered with the NCR. Avoid any business asking for upfront payments before processing your loan. You can search for a lender’s registration at the official NCR website.
You May Also Like (from Blue Chip Finance)
Explore more loan options and advice from trusted sources:
- Loans without payslip in South Africa
- Loans for blacklisted clients in South Africa
- SASSA loans and cash advances
Whether you’re in urgent need of cash or planning short-term borrowing, Howick has several reputable lenders ready to assist. Always compare offers, check terms carefully, and borrow only what you can afford to repay.
