Apply For A Same Day Cash Loan Online - Instant Decision
Cash Loans and Payday Loans in Kokstad are widely available through a range of registered lenders in the town. These options are suited for individuals facing urgent costs—such as unexpected medical bills, school fees, transport repairs, or bridging the gap between paydays. Providers listed here are licensed under the National Credit Act and registered with the National Credit Regulator (NCR), ensuring compliant and transparent lending.
Types of Loans Offered
Local lenders in Kokstad typically provide the following services:
- Payday loans: Short-term advances repayable upon next salary or grant.
- Cash loans and personal loans: Fixed-term loans for larger needs, repaid over weeks or months.
- Emergency loans: Fast approval for urgent situations, often same-day.
- Repeat loans or top-up facilities: For returning clients with repayment history.
Requirements to Apply for a Loan in Kokstad
To qualify for credit in Kokstad, you’ll generally need:
- A valid South African ID or Smart ID card
- Proof of income (payslips or bank statements)
- Proof of residence (utility bill or lease not older than 3 months)
- An active local bank account (for disbursement and debit order)
- A working cellphone number for communication
Most lenders also conduct affordability assessments in compliance with NCR guidelines before granting a loan.
Registered Credit Providers in Kokstad
Here are the NCR-registered lenders operating in Kokstad, complete with contact details and addresses:
| Trading Name / Company | Phone | Address |
|---|---|---|
| Thompsons Cash Loans (Commshelf 73 CC) | 039 727 4828 | 64 Main Street, Kokstad 4700 |
| Khotso Cash Loans CC | 039 727 1264 | 49 Hope Street, Kokstad 4700 |
| EM and N Finance CC | 087 808 6358 | Rietfontein Farm, Kokstad 4706 |
| JAG Loans (JAG Loans CC) | 039 727 4188 | 94 Hope Street, Kokstad 4700 |
| PSL Holdings (PSL Holdings Pty Ltd) | 087 808 6358 | Rietfontein Farm, Kokstad 4706 |
| Sivelunt Cash Loans (Sivelunt Pty Ltd) | 078 940 0976 | 61 Main Street, Kokstad 4700 |
| V V Cash Services Pty Ltd | 078 330 0689 | 723 Hoflan Road, Bhongweni, Kokstad 4700 |
| Life Changing Solutions Finance Pty Ltd | 083 722 5898 | 20 Hawthorne Street, Kokstad 4700 |
| Ruida Trading CC | 065 533 9616 | Pick ’n Pay Centre, 33 Groom Street, Kokstad 4700 |
| QNM Financing Pty Ltd | 039 200 0015 | 32 Murray Street, Kokstad 4700 |
| The ANT Capital Pty Ltd | 039 727 5720 | 88 Main Street, Shop D1, Rolyats Centre, Kokstad 4700 |
| Gubeka Pty Ltd | 073 578 8672 | 8216 Horseshoe, Kokstad 4700 |
| Spendza Pty Ltd | 072 703 0076 | 33A Cornelius Street Ext 7, Kokstad 4700 |
| Lamona Cash Loans (Costas H. Christoforou) | 083 275 2590 | Assoburg Farm N246 Portion 1, Kargos Post, Kokstad 4700 |
| Bataung Cash Loan Pty Ltd | 083 319 1103 | 4381 Zinkhukwini Shayamoya, Kokstad 4700 |
| Lulbutho Holdings Pty Ltd | 011 568 5349 | 453 Dlomo Road, Bhongweni Location, Kokstad 4700 |
| Kuvuki Lend Pty Ltd | 039 032 0068 | Shop 25, Kokstad Shopping Centre, Dower & Hope Streets |
| Siyabonga Ngosizo Pty Ltd | 065 533 9616 | 60 Main Road, Kokstad 4700 |
| Imieinathi Pty Ltd | – | 4358 Shayamoya, Kokstad 4700 |
Conclusion
Kokstad offers a robust selection of NCR-registered credit providers offering fast, short-term financial relief. Whether you need a quick payday loan or a longer repayment arrangement, these lenders offer accessible, regulated options—while ensuring consumer rights are protected under South African credit laws.
Always verify that your chosen provider is NCR-registered, compare rates and repayment terms, and borrow responsibly. For specialized support, such as loans for folks paid in cash or government workers, refer to trusted guides available online.
