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De Aar is a small but strategically significant town in the Northern Cape — a major railway junction and home to a military base. At 10 Jenny Street, SWU Credit Solutions De Aar is one of the town’s very few registered financial service providers, giving employees of approved employers — including SANDF personnel and railway workers — local access to credit and insurance products without a long drive to a bigger city.
For people living and working in the Karoo, this kind of local access matters enormously.
Products Offered
| Product | What It Covers |
|---|---|
| Short-term loans | Quick cash for personal and family needs |
| Unsecured loans | Larger salary-based amounts, no collateral |
| Home improvement loans | Repairs, renovations, and upgrades |
| Airtime advance | Up to R300 per salary cycle, repaid on payday |
| Group Life Scheme | Affordable life cover for members |
| Family Protection Plan | Funeral cover for the whole family |
Requirements to Apply
- Valid South African ID
- Latest payslip from an approved employer
- 3 months bank statements
- Proof of residence
- Active cellphone number
Karoo reminder: SWU Credit Solutions will never ask you to pay an upfront fee before releasing your loan. If anyone claims to represent SWU and asks for money upfront, do not proceed — report it immediately.
Trading Hours
| Day | Hours |
|---|---|
| Monday – Friday | 09:00 – 18:00 |
| Saturday | 09:00 – 15:00 |
| Sunday | 09:00 – 14:00 |
Contact Information
Address: 10 Jenny Street, De Aar, Northern Cape, 7000
Email: DeAar01@swu.co.za
Tel: 053 631 4482
Areas Served
De Aar, Britstown, Richmond, Hanover, and surrounding Northern Cape Karoo communities.
Other Northern Cape lenders: SWU Credit Solutions Kimberley, SWU Credit Solutions Upington, or UBUNTU LOANS WELKOM in the nearby Free State.
