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In Pietermaritz, like many other communities, access to financial services is vital for individuals and businesses alike. Legal credit providers play a crucial role in offering structured financial solutions to residents, ensuring transparency, accountability, and adherence to regulations. These providers offer a range of services, including personal loans, microfinance, and financial assistance for businesses, contributing to economic growth and stability within the community.
Here’s why legal credit providers are important
- Financial Inclusion: They provide access to financial resources for individuals and businesses who might not qualify for traditional bank loans.
- Economic Growth: By supporting local businesses, they contribute to job creation and economic development in the community.
- Financial Literacy: Many legal credit providers offer financial education programs to their clients, promoting responsible borrowing and financial management.
Now, let’s delve into some of the legal credit providers operating in Pietermaritzburg:
- QUENNOR HOLDINGS (PTY) LTD
- Physical Address: 20 Loerie Road Chasedene Pietermaritzburg 3201
- LULEKO FINANCE (PTY) LTD
- Physical Address: 14 Botha Road Ridge Park Pietermaritzburg 3201
- MDAKELA (PTY) LTD – Trading As MDAKELA CASH LOANS
- Physical Address: Imbali Unit 13 783 Mbalenhle Road Pietermaritzburg 3201
- ZWELETHU FINANCIAL SERVICES 02 (PTY) LTD
- Physical Address: C6 Mnyaka Road Ashdown Pietermaritzburg 3201
- AYAKA N AREFFA (PTY) LTD
- Physical Address: 179 Zimu Road Sobantu Pietermaritzburg 3201
- MASIBUSISWE HOLDINGS (PTY) LTD
- Physical Address: 8848 Crompton Road Sweetwaters Pietermaritzburg 3201
- XCELERATE OUTSOURCING (PTY) LTD
- Physical Address: 16 Buchanan Street Pietermaritzburg 3201
- SYL FINANCE (PTY) LTD
- Physical Address: 93 Boom Street Pietermaritzburg 3201
- EPISTEMIC ENTERPRISE (PTY) LTD
- Physical Address: 1512 Mdlebe Road Imbali Unit 1 Pietermaritzburg 3201
- SIZABANTU FINANCE (PTY) LTD
- Physical Address: 1702 Nogwaja Road Imbali Unit 2 Pietermaritzburg 3201
- LINDISIPHO INVESTMENTS (PTY) LTD
- Physical Address: 120842 Mpande Location Vulindlela Pietermaritzburg 3201
- UMUSA FINANCIAL SOLUTIONS (PTY) LTD
- Physical Address: 98 Deccan Road Northdale Pietermaritzburg 3201
- DIVINE CASH LOAN (PTY) LTD
- Physical Address: 120343 Mpande Location 30 Timber Street Pietermaritzburg 3201
- NANEO INVESTMENTS (PTY) LTD
- Physical Address: 10 Mnguni Road Imbali Unit 13 Pietermaritzburg 3201
- KHEJI SECURITIES (PTY) LTD – Trading As KHEJI CASH LOAN
- Physical Address: 70625 Inadi Location Sweetwaters Pietermaritzburg 3201
- CASH CALL FINANCIAL SOLUTIONS (PTY) LTD
- Physical Address: 77 Boom Street Pietermaritzburg 3201
- RHULZ MICRO LENDING (PTY) LTD – Trading As ZAMANI FINANCIAL SERVICES
- Physical Address: 16 Chancery Lane Pietermaritzburg 3200
- THE LEGAL WELL (PTY) LTD
- Physical Address: 17 Oak Lane Claveshay Township Pietermaritzburg 3201
- MAKUKHANYE TRADING EST 2023 (PTY) LTD
- Physical Address: Shop No 68 Greater Edendale Mall Pietermaritzburg 3201
- SIYATHOKOZA TRADING EST 2023 (PTY) LTD
- Physical Address: Shop No 68 Greater Edendale Pietermaritzburg 3201
- QWABE MAKHEDAMA FINANCIAL SERVICES (PTY) LTD
- Physical Address: 56 Maud Avenue Scottsville Pietermaritzburg 3201
- OLUBELO HOLDINGS (PTY) LTD
- Physical Address: 26 Mercedes Drive Copesville Pietermaritzburg 3201
- FASTBUX (PTY) LTD
- Physical Address: 9 Thorpe Lane Blackridge Pietermaritzburg 3201
- EUPOREA SOLUTIONS (PTY) LTD
- Physical Address: 29 Magaret Avenue Lynnfield Park Pietermaritzburg 3201
- TLOKWA CASH LOAN 82 (PTY) LTD
- Physical Address: 7933 Kwanyamazane Pietermaritzburg 3201
- JUNIOR CASH LOANS (PTY) LTD
- Physical Address: 155 Vimbukhalo Road Imbali Unit 2 Pietermaritzburg 3201
- XHEGWANE SOKZA TRADING (PTY) LTD
- Physical Address: 08 Stallion Road Cinderella Park Pietermaritzburg 3201
- QUIQ LOANS (PTY) LTD
- Physical Address: ZK 17 Thusi Road Ashdown Pietermaritzburg 3201
- UYANDA CASH LOANS (PTY) LTD
- Physical Address: 1 Thanet 164 Langalibalele Street Pietermaritzburg 3201
- ZAZAH HOLDING (PTY) LTD
- Physical Address: 04 Minniola Place Glenwood Pietermaritzburg 3201
- ANDINELE TRADING (PTY) LTD – Trading As SECTION FINANCIAL SERVICES
- Physical Address: 1270 Unit J Imbali Pietermaritzburg 3201
- BRIGHTSTAR FINANCE (PTY) LTD
- Physical Address: 182 Longmarket Street Pietermaritzburg 3201
- INQOKONQOKO TRADING (PTY) LTD – Trading As ILANGA CASH LOANS
- Physical Address: 16 Carter Drive Athlone Pietermaritzburg 3201
- SHINGA SHENGE TRADING AND PROJECTS (PTY) LTD – Trading As SHINGA SHENGE CASH LOAN
- Physical Address: 01 Grobler Road Westgate Pietermaritzburg 3201
- XABA FINANCE (PTY) LTD – Trading As EASY MONEY LOANS
- Physical Address: Shop No 1 235 Longmarket Street Pietermaritzburg 3200
- AMARE GLOBAL (PTY) LTD
- Physical Address: 39 Loveday Drive Pietermaritzburg 3201
- MAKHUNGE ENTERPRISE (PTY) LTD
- Physical Address: 56 Emaqeleni Unit J Imbali Pietermaritzburg 3201
- LSP GENERAL TRADING (PTY) LTD – Trading As LSP CASH LOANS
- Physical Address: Flat 88 Forest Waters 70 Connor Road Chase Valley Pietermaritzburg 3201
- MICHAEL ASHLEY KEMP – Trading As PMB PAWN
- Physical Address: Shop 11 Pollyshorts Shopping Centre 1 Claveshay Road Mkandeni Pietermaritzburg 3201
- THETHANE CASH LOANS (PTY) LTD
- Physical Address: 303 Unit 5 Azalea Location Pietermaritzburg 3201
- ISSA TRADING (PTY) LTD
- Physical Address: Shop No 68 Greater Edendale Mall Pietermaritzburg 3201
- COCO FINANCE (PTY) LTD
- Trading Name: EASY MONEY LOANS
- Physical Address: Shop 1 235 Longmarket Street Pietermaritzburg 3201
- ISIBANISEZWE HOLDINGS TRADING PROJECTS (PTY) LTD
- Physical Address: Ward 5 170185 Kwanoshezi Pietermaritzburg 3200
- BIG W INVEST (PTY) LTD
- Physical Address: 16 Chancery Lane Pietermaritzburg 3201
- HLELELWE GROUP (PTY) LTD
- Trading Name: HLELELWE GROUP FINANCIAL SERVICES
- Physical Address: 32 Nile Road Scottville Ext Pietermaritzburg 3201
- JM CASH ASSISTANCE MIDDELBURG (PTY) LTD
- Physical Address: Shop 19 Laager Centre 88 Church Street Pietermaritzburg 3201
- USAMKETHE HOLDINGS (PTY) LTD
- Physical Address: 19 Perseverance Road Grange Pietermaritzburg 3201
- LIMITLESS MINDS GROUP (PTY) LTD
- Trading Name: LIMITLESS MINDS LOANS
- Physical Address: 476 Burger Street Pietermaritzburg 3201
- EEZI PAWN (PTY) LTD
- Physical Address: Shop 1, Mayors Walk Spar Centre 86-92 Mayors Walk Road Pietermaritzburg 3201
- TASHFIN (PTY) LTD
- Physical Address: 11 Jewerlal Road Northdale Pietermaritzburg 3201
- AMANDABEZITHA HOLDINGS (PTY) LTD
- Physical Address: 104 Main Road Howick Pietermaritzburg 3290
- CASH FOR CHEQUES (PTY) LTD
- Physical Address: 47 Longmarket Street Pietermaritzburg 3201
While legal credit providers offer structured financial solutions, Pietermaritzburg, like many other communities, also has informal credit providers known as “Mashonisas.” These Mashonisas operate outside of formal financial institutions and often provide quick loans to community members in need. However, their services are typically unregulated, and the terms and conditions may vary widely. Despite the convenience they offer, individuals should exercise caution when dealing with Mashonisas to avoid falling into cycles of debt.
