Railway Furnishers Credit Account Application

Railway Furnishers is a unique furniture and appliance retailer in South Africa, offering a credit account option with no additional charges. This means no interest, no insurance, no initiation fees, and no finance or administration charges. You can purchase appliances, audio-visual equipment, cellphones, furniture, and bedding with the price you see being the price you pay on credit.

Benefits of a Railway Furnishers Credit Account

  • No Interest
  • No Insurance
  • No Initiation Fees
  • No Finance Charges
  • No Administration Charges

How to Open a Railway Furnishers Account

Railway Furnishers offers a straightforward and hassle-free process to open a credit account. The sales agreement is simplified to a single-page document, making it easy for you to review and sign.

Documents Required for Credit Application

  1. ID Book/ID Card
  2. Proof of Income (if employed)
  3. House Receipt (if available)
  4. Deposit:
    • First-time Customers: 10% deposit (may vary based on employment status and credit record).
    • Self-employed Customers: May require more than 10% deposit for the first purchase, which will be reduced for subsequent purchases.

Payment Details

The instalment price includes a delivery fee, which is calculated into your monthly instalments for added convenience.

Contact Details

Railway Furnishers has 30 branches located in Gauteng, Mpumalanga, North West, and Limpopo.

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